Private Student Loan Debt Settlement Private student loan debt can often be overwhelming. If you are having trouble paying your tuition costs and you’re feeling like you may have overspent this summer, you may want to consider a private student loan debt relief option. Loan consolidation is one such option that allows students to combine …
How To Answer A Civil Summons For Credit Card Debt It can be confusing knowing how to answer a civil summons for credit card debt. There is a big difference between a summons for discovery and a summons for judgment. A summons for discovery is a written demand that involves your attendance and response to …
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Child Support Loans A common mistake made by many parents when they are fighting for child support is that they will borrow money against their home equity to satisfy their obligation to pay child support. While this may seem like a good idea, there are several pitfalls that can be found in this plan. First …
Cease And Desist Debt Collection A Sight and Desist letter is the formal notification that a debt collector has requested the obligee or third-party to cease and desist debt collection activity. The “demand” comes in the form of a lawsuit initiated by the credit bureau. If you received a Sight and Desist letter, you are …
What Happens If You Can’t Pay Student Loans Many people wonder what happens if you can’t pay student loans. They then wonder what the best way to handle it is. In reality, there are a number of options that you can choose from in order to get your student loan payments under control. Here is …
Pros And Cons On Bankruptcy The decision whether or not to file for bankruptcy can be a difficult one, but knowing the pros and cons on bankruptcy will help you make a better decision. Many people who are considering bankruptcy often don’t realize all of the factors that go into determining whether or not they …
California Debt Relief When considering your California debt relief options, it is important to first know your choices. There are numerous California debt relief methods that can help you. Top 5 California (CA) Debt Relief, Debt Consolidation, and Debt Settlement programs & options. A validation program challenges the validity of an account where if proved …
How to Dispute a Debt If you are being harassed by a debt collector, you may be wondering how to dispute a debt. It’s important to contact the original creditor and keep records of any future contact with the debt collector. In addition, you may want to make sure that the debt hasn’t become statute-barred, …
How To Stop Garnishment If you have fallen behind in your monthly payments and your lender or creditor has demanded that you pay a wage garnishment, it can be difficult to stop it. While wage garnishments are commonly used as a method of repaying outstanding debts and to protect the lender from the risk of …
What Does It Mean To Be In Debt So what does it mean to be in debt? Well, it can mean a lot of different things, for some it is simply a term used to describe being caught in a bad financial situation. For others it can mean years of never having enough money for …
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