Homeowners struggling to prevent foreclosure often have to make difficult and almost impossible financial decisions at times. When unemployment strikes and benefits are just a fraction of the working income, bill juggling is common.
When it is necessary to cut back on expenses some bills can be eliminated or reduced. But there are also expenses that are necessary in order to live a decent life. They include the mortgage payment, food expenses, and utilities charges. Middle and low income families are forced to decide which bills will be paid on a reduced income. In many cases, the bills are rotated with a bill being paid every other month.
Unfortunately there are many situations coming to light where bills are not paid at all, and they include utilities bills. When faced with a choice of paying the mortgage payment and buying food or paying utility bills, the utility bills are moved to the bottom of the pile.
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